Disclaimer

The opinions expressed by the author are his personal opinions and do not reflect the opinions of his employer.  The author has made reasonable attempts to provide accurate information, however readers are cautioned to use their discretion and if necessary employ the advice of experienced consultants prior to making any decisions that are based on the information in this blog.  All information provided by author is written solely in English and the author will not attempt to translate any comments or provide comments in different languages.  Author is not responsible for any translations errors of third parties that may attempt to convey the information provided herein in a different language.  Although this blog may contain links to other websites, the author is not responsible for the content of these sites or any damages that the author may suffer by connecting or visiting the site. The author may update old posts, however the author is not bound to explicitly state all corrections made or make all corrections to all posts.

Any contributors to this blog are expressing their personal opinions and the author is not responsible for the results or consequences of their opinions.  Although this blog may be viewed in many different locations across the globe, the origin of this blog is in the United States.  All users understand and agree that the laws of the United States shall solely apply to this blog.  Any actions brought relating to this blog shall be governed by the laws of the State of Illinois, United States of America and all actions shall be brought exclusively in the state or federal courts in Cook County, Illinois. Contributors are solely responsible for complying with all laws including but not limited to intellectual property, confidentiality and privacy. All contributors shall refrain from posting comments that disparage individuals based upon race, gender, national origin, sexual orientation, age, religion or cast third parties in a false light. 

Author will not compensate you in any way whatsoever if you ever happen to suffer a loss/inconvenience/damage because of/while making use of information in this blog.  In the event that a court invalidates this disclaimer of damages, you agree that the author’s total liability is limited to $10.00 for any damages, direct or consequential, that you may suffer.